The Dypto Times 7/2 - SoFi Is Bringing Back Crypto Services in 2025

It’s getting crazy. Crypto is starting to run hot again. And not normal hot either. Firestorm, dragon’s breath, anime super power hot. And we don’t hate it. It’s running so hot that Coinbase and Polymarket made it onto TIME’s 100 influential companies list.

But that’s not all that went down this week. Let’s get after it.

From the Dypto Crypto Newsroom

TIME’s 100 Most Influential Companies – Coinbase and Polymarket 

TLDR

• Coinbase and Polymarket have been listed on the recent TIME magazine 100 Most Influential Companies list.

• They join the likes of Gap, LinkedIn, and BlackRock.

TIME magazine has released its annual list of the most influential companies, and two major players in the crypto space, Coinbase and Polymarket, are included. Being on this list isn’t easy. 

Other companies on the list include BlackRock, Nintendo, Gap, and LinkedIn. It’s a big deal. And it’s something that solidifies their positions as titans in the crypto and blockchain universe. 

Why TIME’s list is relevant.

Recognition from TIME elevates the stature of not just Coinbase and Polymarket but the entire crypto industry. These companies are paving the way for acceptance and innovation at levels we’ve only dreamed about. 

For newcomers to crypto, this could mean more regulated, secure, and user-friendly platforms entering the market. The skepticism that once clouded conversations around crypto is steadily fading, replaced by real-world use cases and institutional endorsements. 

Read the full article at Dypto Crypto

US House Passes H.R. 1664: The Deploying American Blockchains Act

TLDR

• The Deploying American Blackchains Act, aka H.R. 1664, has passed the House and is now headed to the Senate.

• The act will grant the Secretary of Commerce, Howard Lutnick, authority over all matters related to blockchain.

• The goal is to provide clarity and avoid spreading unnecessary regulations across multiple agencies, while also promoting technology in both the private and public sectors.

Blockchain technology has often been described as the future of innovation, but until now, the US approach to harnessing its potential has been, to say the least, inconsistent. Things might be about to change with the Deploying American Blockchains Act (H.R. 1664).

Here’s why H.R. 1664 is such a big deal.

Blockchain technology isn’t just about cryptocurrencies anymore. It’s revolutionizing industries ranging from healthcare to logistics — which is what the OGs have been screaming about for years — but now people are listening. Here’s why H.R. 1664 is so significant:

Before this act, the US approach to blockchain was…not great. By tasking the Department of Commerce with leadership, the legislation provides a unified direction to accelerate adoption.

Countries like the UAE and Singapore have aggressively pushed blockchain initiatives, giving them a global edge. The US, on the other hand, has been bogged down by overlapping jurisdictions and regulatory uncertainty. H.R. 1664 helps position the US as a serious contender in the blockchain arena.

Founders and industry leaders have long complained about unclear regulations that push talent and investments overseas. That’s a nice way of putting it. The truth is a little more sinister. This bill cuts through that fog, offering clarity and support that could reinvigorate the startup landscape in the blockchain space.

Read the full article at Dypto Crypto

SoFi Goes Big With Crypto Services Relaunch

TLDR

• SoFi — the digital banking and financial services company that operates almost exclusively through an app — is about to relaunch its crypto services.

• Users will be able to buy, sell, HODL, borrow, and stake.

• The launch is slated for late 2025.

Good news for crypto enthusiasts and digital banking fans: SoFi is bringing back crypto services to its digital banking platform, SoFi is once again proving why it’s a leader in fintech innovation. 

From enabling international transfers to crypto investing, their upcoming services are tailor-made for individuals seeking speed, security, and simplicity in managing their finances. 

What this means for crypto users.

Here’s why this news matters so much to crypto users and potential users.

• Save time and money on international money transfers. 

• Build more diversified portfolios via cryptocurrency investments. 

• Enjoy new levels of convenience with an integrated, secure digital banking experience. 

• SoFi plans to offer staking and borrowing services. You can become your own bank.

Read the full article at Dypto Crypto

Question of the Week

A TikTok comment - “There are too many options. Tens of thousands of tokens, hundreds of blockchains, and new offerings from CeFi. How do I decide what to buy and where to buy it?”

Meme of the Week

Source

Deep Dive - IBIT Is BlackRock’s Most Profitable ETF? — Maybe

For context, IBIT is BlackRock's Bitcoin ETF, while IVV is their ETF that tracks the S&P 500 index. IVV has long been the company’s cash cow.

At first glance, Nate Geraci’s recent claim that IBIT generates $186 million in fees annually compared to IVV’s $183 million seems to crown IBIT as BlackRock’s champion ETF for fee revenue. But whether IBIT has definitively surpassed IVV in this category remains up for debate.

His calculations have made waves in the investment world. Articles referencing these figures have been posted on every major crypto outlet. You guys know we like to do our research. When we attempted to verify his claims, we encountered some issues.

Geraci bases his findings on Bespoke Invest, a premium tool that many retail investors can’t access. Without the ability to verify his exact calculations independently, we’re left taking his word for it. That’s a problem. 

Especially in journalism…

This brings us to one of the most important lessons investors (especially those involved in crypto) can learn here: be skeptical of what you read online. 

Social media analysts like Nate Geraci might have great insights and access to premium data, but their interpretations are just that — interpretations. 

Investing based on a tweet alone could leave you vulnerable to misinformation or oversights. Always do your own research and cross-check claims using multiple sources.

Read the full article on Dypto Crypto

Question of the Week Answer

Dear user, you are 100% right. And that’s a good thing. With so many options now available, and even more on the way, choosing the right one for you is more of a challenge than ever.

If you’ve spent any time on Dypto Crypto, you know we value (and preach) research.

The right platform for you will be one that offers all the services you want. Not interested in staking? That’s fine. However, it may not be a selling point for you, so don’t actively pursue a platform that makes that one of its priorities.

Location is another big one. Users in Europe and the US have different regulations to deal with. So the first bit of research is to look for options available to you, how easy it is to on and off ramp, etc…

Lastly, consider your investing goals. Do you prefer to stay safe in stablecoins? Kraken could be great for you. DeFi could be a winner, too, with platforms like Aave and various yield farming opportunities.

We know it’s hard to ignore the noise. It’s making our heads spin, too. Focus on yourself and your goals, do your research, and you will find the right platform and tokens for you.

Closing Shenanigans

Thanks for reading. Dypto Crypto is a safe place where crypto newbies can learn and ask questions to help them make informed decisions in this exciting and volatile world. We’re having a lot of fun with YouTube shorts and TikTok. 

So check out those videos and some of our website's tools. Feel free to ask questions on our social platforms or the site. Thanks for subbing! We’ll see you next week. We hope you guys are enjoying the newsletter, and we’d appreciate some feedback. Feel free to reach out on social media and let us know how we did on the first try.