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Tether’s Treasury Bill purchases rival that of first world countries, the Fed holds rates steady for now, Fidelity is testing blockchain tech
Matthew Ruley
March 26, 2025
Every time BTC takes a dive, holders cringe. Is this the end? Is this the moment everything goes to zero?
Then, some people like Michael Saylor lick their lips when the price goes down. They rub their hands together, doing their best Mr. Burns impersonation.
That’s the difference between institutional investors and retail. But that’s not all that’s happening in crypto this week. Let’s get after it.
From the Dypto Crypto Newsroom
MetaPlanet and Strategy Make Major Bitcoin Buys in March
TLDR
Strategy has bought more BTC — this time buying almost 7k for nearly $600 million.
Japanese firm MetaPlanet bought another 15 coins for a modest (lol) $12.5 million.
Both companies have long-term buying plans for Bitcoin.
It’s been an eventful March for Bitcoin proponents, with two crypto-heavyweight companies, MetaPlanet and Strategy, making massive Bitcoin (BTC) acquisitions. Here are the details and why it matters.
Why Bitcoin bulls should care.
For anyone sitting on the sidelines or knee-deep in the crypto ecosystem, these big-money moves signal a continued bet from institutional players that Bitcoin is the new kid on the block.
And more and more people are taking it seriously as an investment opportunity..
For Strategy, their offensive approach raises eyebrows. Selling their own stock and issuing preferred stock at breakneck speed for Bitcoin puts them in a high-stakes, high-reward position.
MetaPlanet, meanwhile, plays the long game. Their measured BTC investments offer steadier pacing, promising more gradual accumulation milestones in the years to come.
But the timing also speaks volumes. Both firms made their most recent purchases when Bitcoin hovered in the $83,000–$85,000 range, showing a vote of confidence in Bitcoin’s upward momentum.
Tether’s $33 Billion T-Bill Purchases Outrank Major Global Players
TLDR
Tether bought over $33 billion in Treasury Bills in 2024.
According to CEO Paolo Ardoino, the company ranks 7th globally, ahead of many nations.
The company has still not been audited by a reputable third party, which still raises concerns in the crypto community.
The stablecoin giant Tether was the world’s seventh-largest buyer of US Treasurys in 2024, according to CEO Paolo Ardoino. It’s an achievement that positions the company ahead of some of the world’s biggest economies.
Stablecoins need dollars to back minting.
US Treasury bills are arguably the gold standard for stable investments. And Tether has turned them into huge profits.
What are Treasury Bills? They’re short-term debt securities issued by the US government and are seen as some of the safest and most liquid financial instruments in existence. But here’s what makes Tether’s involvement particularly interesting. Tether uses T-bills as a key backing asset for its flagship US dollar-pegged stablecoin USDt.
Think of it as the foundation for the stablecoin’s value. When you’re moving billions of dollars in the crypto world, liquidity and safety are necessities. Tether’s T-bill purchases are a power move to keep its stablecoin stays, well, stable.
Tether holds well over $100 billion in Treasury Bills at any given time. While the modest 3-5% interest rate might not be much for retail users, it’s a lot of scratch for a company like Tether, which owns more US debt than most countries.
If we’re being real, this is a total flex. And we don’t hate it. “We’re playing with the big boys now,” seems to be the message Tether is sending.
The Fed Holds Rates Steady, Trump Addresses Crypto Summit
TLDR
The Fed is holding rates at its current position.
Powell anticipates two cuts in 2025.
President Trump made crypto history again this week by being the first sitting president to address a crypto conference.
The Federal Reserve announced this week that it is keeping interest rates steady at the target range of 4.25% to 4.5%. While this decision might sound like nothing new, we’re going to start peeling this onion. There’s always something that crypto users can take away from any FOMC news.
What does it all mean for crypto users?
Between Powell and Trump, there’s a lot to unpack here. But as a new crypto user or investor, here are the key takeaways:
Interest Rates and Bitcoin’s Relationship – Steady rates are generally a neutral-to-positive sign for Bitcoin and the broader crypto market. If inflation pressures continue to rise, Bitcoin’s reputation as “digital gold” could strengthen, attracting investors looking to hedge against inflation.
Federal Reserve Caution – The Fed’s mixed forecast of higher inflation and slower growth may lead to shifting investor risk appetites. Crypto, often viewed as an alternative asset class, could benefit as investors seek diversification.
Regulatory Winds Shifting – Trump wants a more crypto-friendly regulatory environment. So far, he’s getting it. If policies around stablecoins and blockchain-based payment systems continue to deliver more and more clarification, they could pave the way for mass adoption and innovation.
Trump’s Bitcoin Reserve as a Confidence Signal – The concept of a U.S. strategic Bitcoin reserve is a major vote of confidence in the future of crypto.
Question of the Week
From social media - Why are Strategy and MetaPlanet buying up so much Bitcoin when the price is low?
Meme of the Week
Deep Dive - Fidelity to Implement Blockchain
Fidelity is finally getting into blockchain with something called OnChain. They’re using Ethereum, one of the biggest blockchains, to track stock shares for one of their funds.
Why's this cool?
Ethereum is all about innovation and makes processes more streamlined. Blockchain provides a public, transparent ledger. Using our favorite tech, Fidelity is testing the waters to see how well it tracks its funds.
This could be the start of some big changes in how we manage money. Keep an eye on it — it might just be the future creeping in.
Question of the Week Answer
Crypto has popularized the idea of buying high, chasing pumps, and then panic selling when prices drop. This results in something called “realized losses”. And it isn’t ideal.
Big companies like MetaPlanet and Strategy aren't just throwing cash around for no reason — they’re actually pretty smart about when and where they invest.
When the market's down or prices drop, it’s like everything’s on sale. At least to them…
To retail investors, we see our hard-earned money losing value faster than inflation can eat away at it, right? Our instinct is to stop the bleeding as fast as possible. But that isn’t necessarily the best strategy for investing.
Now, imagine walking into your favorite store and finding all the stuff you love at half-price. You’d stock up, right? That’s exactly what companies do. They buy when it’s cheap because they know the market will bounce back, and when it does, their investments will be worth way more than what they paid. It probably helps that they don’t invest with their own money.
Now, let's talk about dollar-cost averaging.
It’s a way of saying you keep investing small, consistent amounts of money over time, no matter what the market’s doing. This way, you're buying more shares when prices are low and fewer when prices are high.
Over time, it balances out the risk (and stress!) of trying to time the perfect moment to invest. It’s easing your way into the water at your own pace instead of YOLO cannonballing into a body of water you’re unfamiliar with.
Closing Shenanigans
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