The Dypto Times

We love Bitcoin. Ethereum. Binance. All of them. They all have something unique to offer the world. And our entire team believes blockchain tech and crypto will change the world for the better.

But still. Sometimes, crypto still surprises even us.

After the market lost a year’s worth of gains in two days, BTC held on. Sure, it dipped. But nothing like what the stock market experienced. It's moments like those where we actually feel a sense of pride, our conviction is restored, and we once again know we’re on the right track. 

Let’s get after it.

From the Dypto Crypto Newsroom

Is Philanthropy the Next Major Crypto Use Case?

TLDR

• Over $1 billion worth of crypto was donated to charitable causes in 2024.

• Most recently, Binance founder CZ sent $600k for earthquake relief in Asia.

• Ethereum founder Vitalik Buterin is also known for his contributions over the years, donating billions of dollars for everything from Covid relief funds to medical research.

Sometimes, crypto and the communities built around it touch our hearts. We reported on one meme coin that did just that a few months ago. 

Cryptocurrencies have come a long way from being labeled as “Internet Money Thingys”. Today, they’re not just vehicles for financial speculation or tech savviness but tools with real-world impact. And one area where crypto is making waves? Philanthropy. 

Why crypto and charitable donations align.

1. Borderless Giving - Crypto transcends borders. Donors don’t have to deal with expensive conversion fees, lengthy bank transfers, or inaccessible payment systems that plague certain regions. For organizations like the Red Cross operating in disaster-stricken Myanmar or Thailand, receiving immediate donations in Bitcoin or Ethereum can mean life-saving action in hours instead of days. 

2. Transparency - Blockchain is built on transparency. Every transaction is recorded on a public ledger, meaning donors (and nonprofits) can track funds with unmatched accountability. The best part? The world gets to see it, too.

3. New Audiences - Crypto investors are a unique donor demographic. Many of them are digitally savvy, drawn to high-growth investments, and passionate about decentralization. These traits make them more likely to explore emerging giving avenues like crypto philanthropy. 

Read the full article at Dypto Crypto

Circle’s Going Public. When? No One Knows

TLDR

• Circle, the USDC issuer, is going public.

• When is this happening? No one knows. We’ve seen reports ranging from any day now to June to sometime in 2025.

• The financials look fine, but some people are calling into question the large treasury of volatile crypto assets.

It’s not every day we hear about a major crypto company deciding to go “mainstream”. And by mainstream, we mean becoming a publicly traded company like Strategy and GameStop. 

But that’s exactly what Circle Internet Group, the issuer behind the USDC stablecoin, is planning. Circle recently filed registration paperwork with the US Securities and Exchange Commission (SEC), announcing its intention to go public on the New York Stock Exchange (NYSE). Circle aims to list its Class A common stock under the symbol “CRCL.” 

Why the development of this story matters.

Circle’s entry into the stock market could present unique opportunities (and risks) for potential investors, especially in the context of its reliance on USDC and other digital currencies. The firm has demonstrated its earning potential with $1.67 billion in revenue last year. 

Volatility in net income and current market sentiment reflect the challenges they face. Especially right now. While Circle may hold a diverse basket of crypto assets and Treasury Bills, investors should weigh how market fluctuations could impact its bottom line. 

For those new to crypto, the IPO presents a chance to invest in a firm that operates at the intersection of traditional financial markets and blockchain innovation. But as always, doing your due diligence is a necessity. 

Read the full article at Dypto Crypto

The STABLE Act Passes First Hurdle in the US House

TLDR

• The STABLE Act has made it through the House Committee.

• Now, it goes to the floor for debate and possible revisions.

• Meanwhile, the GENIUS Act is currently making its way through the Senate.

Stablecoins are getting serious attention from the folks on Capitol Hill. The US House Financial Services Committee recently passed the Stablecoin Transparency and Accountability for a Better Ledger Economy (yep, that’s a mouthful), better known as the STABLE Act. 

What does it mean for crypto users?

• Your Money Is Safer: Your stablecoins are less likely to implode with enforced reserves.

• Clarity Over Chaos: Knowing what’s backing your coins and how they function gives you more confidence when entering the market.

• A Step Closer to Mass Adoption: Regulation signals stability, which encourages mainstream businesses and financial systems to incorporate stablecoins into their services.

These bills could pave the way for stablecoins to become more integrated into your daily life. Imagine paying for your morning coffee with a stablecoin tied to the dollar that everyone trusts. 

That could soon be a reality. Your phone. Your digital wallet. You stables. Tap. Go. 

Read the full article at Dypto Crypto

Question of the Week

From a social media DM - I’m concerned for banks. I don’t want people to lose their jobs and I don’t want the traditional banking system to completely disappear.

Meme of the Week

Source

Deep Dive - Stock Market Loses $5 Trillion in Two Days

Late last week, the stock market suffered its worst crash since the March 2020 Covid pandemic crash. Bitcoin hasn’t lost nearly as much as stocks. A lot of newer investors have had to learn some hard lessons this week. There is no such thing as risk-free investing.

For those of you who just want the moral of the story right off the bat, here it is: stay calm.

Wall Street saw $5 trillion wiped off the S&P 500 in a record-breaking drop. For perspective, that’s more than the total market cap of all cryptocurrencies combined. 

While many beginner investors might feel tempted to hit the panic button, events like this are a stark reminder of a universal truth in investing: markets are unpredictable, and risk is everywhere.

Tariff-related worries, particularly between the U.S. and China, added fuel to the fire, sending the Nasdaq into bear market territory while confirming corrections for the Dow and pan-European STOXX 600. The ripple effects were felt across financial markets, with commodities like oil plunging alongside tech giants and bank shares.

But! What tanks today could hit all-time highs tomorrow. Timing the market is almost impossible, which is why having a long-term strategy matters far more than reacting to short-term noise.

Read the full article at Dypto Crypto

Question of the Week Answer

Traditional banks closing up shop is entirely up to those institutions.

The rise of blockchain technology presents challenges to them, drawing parallels to the disruption faced by Blockbuster in the wake of Netflix's innovation. 

Much like Blockbuster relied on an established but outdated business model centered around physical stores, banks depend heavily on centralized systems to manage financial transactions. 

Blockchain, however, operates as a decentralized ledger — offering faster, cheaper, and more secure transaction processes. The efficiency makes blockchain akin to Netflix's digital streaming model, which bypassed physical constraints, disrupted the entire industry, and redefined consumer convenience. 

If banks fail to adapt to this technological transformation, they risk becoming irrelevant in the same way Blockbuster did, as blockchain-based systems continue to gain traction and reshape the financial landscape.

The future, whether banks like it or not, is blockchain. The ones who adopt sooner will be the most likely to thrive in that future. Those who refuse to innovate will do so at the detriment of their customers, which will undoubtedly see those institutions meeting the same end as the failed DVD rental service. 

Closing Shenanigans

Thanks for reading. Dypto Crypto is a safe place where crypto newbies can learn and ask questions to help them make informed decisions in this exciting and volatile world. We’re having a lot of fun with YouTube shorts and TikTok. 

So check out those videos and some of our website's tools. Feel free to ask questions on our social platforms or the site. Thanks for subbing! We’ll see you next week. We hope you guys are enjoying the newsletter, and we’d appreciate some feedback. Feel free to reach out on social media and let us know how we did on the first try.