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The Dypto Times - Is MrBeast Turning into MrCrypto?
CZ gets officially pardoned, Bitcoin whales are moving into ETFs, and there’s a new crypto adoption report out...it’s juicy
We knew it. Kevin O’Leary knew it. Most of the people in the industry knew it. And then…we felt it.

Gif by thebachelor on Giphy
Adoption is happening. Right now. And stablecoins are the reason. But that’s not all that’s happening in the crypto world this week. Let’s get after it.
From the Dypto Crypto Newsroom
President Trump Pardons Binance Founder CZ
TLDR
President Trymp has pardoned Binance founder CZ.
CZ was found guilty of failing to implement proper AML protocols, among other violations, and sentenced to four months in jail.
He also had to step down as Binance’s CEO and pay billions of dollars in penalties.
President Donald Trump has pardoned Changpeng Zhao. Known in the crypto world as CZ, he’s the founder of the world’s largest cryptocurrency exchange, Binance. The pardon effectively wipes the slate clean of his federal conviction for failing to implement proper AML/KYC protocols in the United States.
The pardon is a big win for the industry.
The pardon of Changpeng Zhao is a landmark moment. It’s more than just one man’s legal troubles disappearing.
It highlights how politicians’ views on digital assets have shifted over the last year — from a sketchy, unregulated frontier that needs to be tamed to a landscape of innovation and economic opportunity that needs to be nurtured.
OG Bitcoin Whales Are Ditching Their Keys for ETFs
TLDR
Billions of dollars worth of BTC have moved from onchain to ETFs.
Self-custodied Bitcoin is at its lowest point in 15 years.
The main reason? Tax advantages.
“Not your keys, not your coins.” For years, this has been the rallying cry for serious crypto holders. The idea is simple: if you don’t personally control the private keys to your crypto wallet, you don’t truly own your assets. But now, some of the biggest players in the game — the legendary OG Bitcoin whales — are starting to sing a different tune.
These early adopters, who stacked massive amounts of Bitcoin when it was practically worthless, are now moving their fortunes from self-custody into shiny new spot Bitcoin ETFs. Why would the most hardcore believers give up their keys? Good question.
Why are whales moving to TradFi?
In July 2025, the SEC approved “in-kind” creations and redemptions for crypto ETFs. This is a bit technical, but stick with us. Previously, if you wanted to move your Bitcoin into an ETF, you’d have to sell your Bitcoin for cash, then use that cash to buy ETF shares. This selling part is a “taxable event,” meaning you’d likely have to pay capital gains tax.
With in-kind redemptions, authorized participants can now directly swap Bitcoin for ETF shares. This process is far more efficient and can be more tax-friendly, saving these large investors a ton of money. It’s a game-changer that makes ETFs much more attractive.
MrCrypto? MrBeast Files MrBeast Financial Trademark
TLDR
MrBeast has filed for a new trademark — MrBeast Financial.
The goal is to provide a fintech app appealing to his audience.
Offering a crypto exchange service was listed as one of the features of the app.
The YouTube king is making moves beyond viral videos. Jimmy Donaldson, better known as MrBeast, has filed a trademark for “MrBeast Financial“. He’s setting his sights on something completely different: helping his fans manage their money.
So what exactly is MrBeast planning? And more importantly, what does this mean for his massive audience of young viewers who’ve watched him give away millions in cash?
Spoiler! There’s crypto involved.
On October 13, 2024, MrBeast’s team filed a trademark application with the US Patent and Trademark Office for “MrBeast Financial.” The filing isn’t vague — it specifically outlines plans for a comprehensive suite of financial services.
According to the application, MrBeast Financial would offer:
Mobile app and online banking services
Financial advisory services
Cryptocurrency exchange capabilities
Various other financial products and services
The trademark suggests a full-scale entry into financial services, complete with the infrastructure needed to handle everything from basic banking to crypto trading.
Question of the Week
From a Dypto Crypto Team member - “I keep seeing mentions of the digital asset treasury companies being in a bubble. What’s actually going on?”
Meme of the Week

By the Numbers - The Dypto Crypto Portfolio

Here’s a screenshot of our portfolio, which we started in late December 2024.
Original portfolio valuation - 3 ETH (~$9,670)
Current portfolio valuation - $10,898. Growth - 12.7% YTD
It’s been a crazy couple of weeks. We were sweating for a few days. And we don’t sweat easily. Given the volatility of the last few weeks, we’ve been printing fees pretty hard with our yield farming position in Uniswap. While the liquid staking position isn’t doing much — it’s doing what we need it to do.
These positions are hedges against each other. One, the slow and steady approach of liquid staking gives us max ETH exposure. Two, the Uniswap position takes full advantage of volatility. Even though ETH price action has been “meh” after the summer hype, we’re pretty happy right now.
Deep Dive - TRM Labs Has Released Its Annual Crypto Adoption Report
TRM Labs has released its 2025 crypto adoption report, and the numbers are mind-blowing. If you’ve been wondering whether crypto is actually going mainstream or just riding another hype wave, this data might surprise you.
India clinched the top spot for crypto adoption for the third year running. But the US? We’re not messing around either, holding steady at #2 while our crypto transaction volume jumped by roughly 50% compared to the same period last year.
The political landscape shifted big time. Trump became the first major party candidate to accept crypto donations, and after his election victory, there was a 30% spike in web traffic to crypto platforms. Since taking office, his administration has been making moves:
Congress passed the GENIUS Act (the first comprehensive stablecoin law)
The White House dropped its 180-Day Digital Assets Report
The SEC launched a dedicated Crypto Task Force, got rid of outdated policies, and even came up with some new ones just for crypto
The regulatory clarity is huge for adoption. When people know the rules of the game, they’re way more likely to play.
In 2025, stablecoins hit 30% of all crypto transaction volume — that’s their highest share ever.
By August 2025, stablecoin transaction volume reached over $4 trillion for the year, an 83% increase from 2024. To put that in perspective, that’s more money moving through stablecoins than the GDP of most countries.
The 2025 data shows people are using digital assets for real-world stuff: payments, remittances, and protecting their money from economic instability. Retail adoption jumped 125% between January and September compared to the same period in 2024. That’s regular people, not just institutions or whales, driving crypto growth.
Question of the Week Answer
It depends on how you look at it. From our perspective, there was a bubble, and it’s already popped. Many of these companies are trading below their NAV (net asset value), meaning the company's actual per-share value is higher than its current stock price.
To us, this means there are two possible things going on:
The asset treasury thing is running out of gas. We report on the major buys that happen every week, and most of these companies are buying more, not less.
The more likely scenario: It’s a nothingburger. Look at the companies you’re interested in, perform your due diligence as an investor, and decide for yourself what you want to do. Many of these companies have solid fundamentals, but stocks are just as susceptible to volatility as crypto, even though the swings aren’t usually as severe. If you like what you see, it could possibly be an attractive buying opportunity if it aligns with your goals. To put it into some more perspective, after the “dot com” bubble popped, Amazon was trading at about $10 a share.