“No, you didn’t!”

Hey, hey. Slow it down. We’re not saying we did. We’re saying we may have. But only if it really is taking over the game. We refuse to be wrong. And if PYUSD does take over the game, please see this, this, aaaaannnndd this for references to Dypto Crypto calling it.

Our boss only allows us to toot our own horn three times a month. We just went all in on PYUSDx. It better not let us down. Anywho, there was plenty of action this week. Let’s get after it.

TLDR

The two biggest names in payments are going head-to-head — and stablecoins are the new battleground. Both Visa and Mastercard have made major moves to bring stablecoin settlement into the mainstream, and the pace is accelerating.

Visa vs. Mastercard - FIGHT!

Mastercard has partnered with SoFi Technologies to bring SoFiUSD — SoFi’s own dollar-backed stablecoin — into its global payments network.

What makes this a big deal? SoFiUSD is the first stablecoin issued by a US nationally chartered and insured bank on a public blockchain. In plain English: it’s backed by real cash reserves and regulated like a proper bank product. Every SoFiUSD is worth exactly $1, and you can redeem it immediately.

Under this deal, card issuers and acquirers on Mastercard’s network will be able to settle transactions using SoFiUSD 24/7. That’s a huge step up from traditional settlement, which can take days and doesn’t run on weekends.

Visa isn’t sitting still. The payments giant is expanding its partnership with Bridge. The Stripe-owned stablecoin infrastructure platform is helping to bring stablecoin-linked Visa cards to more than 100 countries by the end of the year.

The program launched in 2025, starting in Latin America. It’s now live in 18 countries and expanding rapidly into Europe, Asia-Pacific, Africa, and the Middle East. Big crypto platforms like Phantom and MetaMask are already using Bridge-enabled cards to let their users spend stablecoins at any of Visa’s 175 million merchant locations.

Read the full article at Dypto Crypto

TLDR

Kraken Financial has become the first digital asset bank in US history to receive a Federal Reserve master account. This is the biggest of deals. The first time in history anything like this has happened.

And here’s why it is so huge to the crypto industry.

A Federal Reserve master account gives a financial institution direct access to the Fed’s payment infrastructure. Specifically, a system called Fedwire, which is used to move large sums of money quickly and securely between banks.

Normally, crypto companies don’t have this kind of access. Instead, they’ve had to rely on traditional middleman banks to move money in and out of the financial system. That adds extra steps, extra costs, and extra waiting time.

With a master account, Kraken Financial can now connect directly to these core payment rails. No middleman required.

Read the full article at Dypto Crypto

While the market has been crazy, Dypto Crypto is flipping the script in another way.

For anyone who has been ignoring some of our emails, our membership plan is now free.

Completely. Totally. FREE.

Now is the time to get your hands on that and dive into everything that the Dypto Crypto community has to offer. After joining up, your first mission is to perform a quest!

Buy your first memecoin, Internet Money Thingys, named after our Founder, Peter. And we’ll match it. 100k IMT tokens are going to cost you 60 cents (give or take), and we’ll double that to help you start your crypto journey with $1.20 as a reward for becoming a part of the community.

The question ends on March 16th. So you might want to hurry.

From a DM on TikTok - “I’ve seen several mentions over the last couple of months on the crypto fear and greed index? What is it and should I use it?”

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Crypto nerds when everything is on sale.

Source

Here’s a screenshot of our portfolio, which we started in late December 2024.

Original portfolio valuation - 3 ETH ($9,670)

2025 portfolio valuation - $8,049 YTD - (-)15%

2026 start - $8,813

Current valuation - $5,775 YTD - YTD - (-) 34%

While the market is still down, Dypto Crypto has been busy. Our Co-Founder and Lead Analyst, CJ Miller, wrote a fresh portfolio update and published a new article on the website.

We recently moved our ETH out of the LP position and into Aave. The TLDR? 

“We believe ETH will recover, and our goal right now is to protect as much of our position as possible while still putting our assets to work.” - CJ

Stablecoins are having a moment. They’re quickly becoming the building blocks of entire financial applications. And MoonPay just made it a whole lot easier to build with them.

Last week, MoonPay, M0, and PayPal announced PYUSDx — a new framework that lets developers launch their own application-specific stablecoins backed by PayPal USD (PYUSD). Builders can now create their own branded stablecoins in days, not months. 

Yeah. We know. And we get it. Stablecoins and stablecoin news can be a bit boring. 

Many new crypto users want the excitement of trading and price volatility. But stablecoins are equally important for a different reason. If we want institutional capital flowing into the space and mass adoption, stablecoins will be how it happens.

Developers want to build with stablecoins. They are a hot narrative in finance, politics, and crypto at the moment. But assembling the infrastructure to do so has historically been a massive undertaking.

PYUSDx removes that barrier. Rather than spending months piecing together issuance, custody, and liquidity systems, developers can plug into a ready-made framework and start building immediately.

For PayPal, PYUSD has lagged behind competitors like USDC and USDT in overall circulation. PYUSDx gives PayPal’s stablecoin a way to expand its reach through third-party apps and platforms — without requiring PayPal to directly integrate those tokens into its own consumer products.

Read the full article at Dypto Crypto

The Crypto Fear and Greed Index is a tool that measures the overall sentiment of the cryptocurrency market. It provides a numerical score ranging from 0 to 100.

The index is calculated using various factors, including:

The index is used as a contrarian indicator, meaning it can help you identify potential buying or selling opportunities based on market sentiment:

Extreme Fear (0-24): Could indicate that the market is overly pessimistic, with prices potentially undervalued. Some traders see this as a buying opportunity, assuming the market might rebound.

Extreme Greed (75-100): Suggests that the market is overly optimistic, and prices may be overvalued. Some traders see this as a signal to sell or take profits, anticipating a potential correction.

Neutral (50ish): Indicates a balanced market sentiment, with no strong bias toward fear or greed.

While the Crypto Fear and Greed Index can be a helpful sentiment analysis tool, it should not be the sole basis for making trades.

Sure, it provides a quick snapshot of how the market feels, which can help you gauge potential turning points. It also aligns with the idea of "buying low and selling high" by identifying sentiment extremes.

However! 

The index is based on historical data and may not reflect real-time market conditions. It doesn’t account for fundamental analysis, technical analysis, or macroeconomic factors. On top of that, sentiment can remain in "Extreme Fear" or "Extreme Greed" for extended periods, leading to false signals. Treat the index as one piece of the puzzle, not the entire strategy.

The Crypto Fear and Greed Index is a useful tool for understanding market sentiment, but it works best when combined with other trading strategies and risk management practices.